Head-to-head · Updated August 2026

    Bitbuy vs Wealthsimple Crypto: Which is Better for Canadians in 2026?

    Bitbuy and Wealthsimple Crypto are two of the most heavily regulated crypto platforms serving Canada. Bitbuy is CIRO-registered and crypto-first; Wealthsimple Crypto was the first CSA-registered platform and sits inside a broader investing app.
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    BuyBitcoin.ca Editorial Team

    Canadian crypto researchers · methodology

    Updated August 11, 2026
    Reviewed every quarter

    The short answer

    Wealthsimple Crypto is the better fit if you already use Wealthsimple for stocks or a TFSA — one app, one tax slip. Bitbuy is meaningfully cheaper (Bitbuy Pro at 0.2% vs Wealthsimple's 1.5% baked-in spread) and offers advanced order types Wealthsimple doesn't.

    Feature-by-feature

    CategoryBitbuyWealthsimple Crypto
    Lowest fees
    One-account investing
    Advanced trading
    Simplest app
    Coin selection
    Existing Wealthsimple users
    Maker / Taker fee0.1% / 0.2%1.5% / 1.5%
    Coins supported25+60+
    Rating4.2 / 54.1 / 5

    Bitbuy — the strengths

    • Easy to use
    • Canadian focus
    • Regulated

    Where Bitbuy falls short

    • Limited currencies
    • Higher fees

    Wealthsimple Crypto — the strengths

    • Fully regulated CSA platform
    • Great for existing Wealthsimple users
    • Simple, clean UI

    Where Wealthsimple Crypto falls short

    • 1.5-2% operations fee
    • No advanced trading tools
    • Limited advanced order types

    Our verdict

    Wealthsimple Crypto is the better fit if you already use Wealthsimple for stocks or a TFSA — one app, one tax slip. Bitbuy is meaningfully cheaper (Bitbuy Pro at 0.2% vs Wealthsimple's 1.5% baked-in spread) and offers advanced order types Wealthsimple doesn't.

    Still comparing? See our full ranking of the best Canadian crypto exchanges or plug your amount into the fee calculator to see the exact all-in cost.

    Frequently asked questions

    Bitbuy charges a 0.1%/0.2% maker/taker on standard trades; Wealthsimple Crypto charges 1.5%/1.5%. On a typical $1,000 CAD Interac deposit + market buy, the cheaper option is Bitbuy.

    Other Canadian comparisons

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